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Minnesota refinance closings

If you’re replacing a mortgage on your Minnesota property, start with the new loan amount. It helps your closer separate the two bundled fees from the lender’s title insurance premium.

What the $595 covers

The closing fee is $297.50 and comprehensive title research is $297.50. Together they are $595. The lender’s title insurance premium is additional and depends on your loan amount. For an estimate for your file, give the team the county and proposed loan amount.

From order to signing

Send the property address, lender contact and target closing date with your order. Your closer coordinates the title work with the lender, reviews the documents needed for signing and confirms the appointment with you.

What if the loan amount changes?

Ask for an updated itemized quote so you can see the premium for the revised loan amount alongside the two fixed bundle fees.

What should I bring?

Bring valid government-issued photo identification. Ask your closer about any other documents or funds needed for your file before you leave for your appointment.